Why There's Nothing Wrong With The 9-5 Life

If you’re a millennial, you might have a negative view towards the typical “9-5” life. You want that time and work freedom. And there’s absolutely nothing wrong with wanting more out of life. But there’s also some benefits of a 9-5 that your favorite YouTuber or influencer probably won’t mention.


A 9-5 has more advantages than you may think if you believe the grass is always greener on the other side.


You hear about being an entrepreneur and see the videos of other people living these amazing lives, but unfortunately that’s not what it always looks like.


Here are some great benefits of working a 9-5 job that people don’t talk about.


Encourages Work-Life Balance


When you work a 9-5, you generally have a set schedule. This allows you to plan evenings out with friends and gives you entire weekends to catch up with family or spend time on your favorite hobby. The last place I worked actually encouraged taking days off by using a ‘use it or lose it’ policy meaning that if you don’t use your PTO days, they don’t rollover into the next year.



Personally, I enjoyed taking half days because it allowed me to be fully motivated throughout the morning without dreading that 3 o’clock crash and it also gave me 5 extra hours of personal time in the afternoon.


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When you don’t work a 9-5, you probably won’t have set hours but a downside to this is that it’s a lot easier for work to flow into your personal life and begin to consume most of your time.


Community


I believe one of the most overlooked value-adds of a 9-5 job is the aspect of community. Now I understand you might not enjoy your coworkers but if you do, those are relationships that might develop into lifelong friendships. You might see these people more throughout the week than you do your own family.


Believe it or not, my coworkers were the reason I was able to stay at my last job for as long as I did. Having great coworkers is a blessing and can be one of the best benefits of working in an office environment.


If you aren't particularly fond of your coworkers and you dread going to work every day, there's nothing wrong with considering a new job (but we'll save that talk for later).


Benefits


One of the most impactful benefits that an employer can offer is a 401k match. The most common partial match provided by employers is 50% of what you put in, up to 6% of your salary. This can be viewed as literally free money.


In this example of a 50% match up to 6% of your salary - if you make $40,000 per year, 6% of that $40k is $2400. With your employer matching 50%, they will essentially give you $1200 if you put $2400 into your 401k that year.



While it depends on your situation, it may be a good idea to contribute to your 401k up until the company stops matching and then evaluating other investment options for the remainder of your funds.


Some companies also offer health insurance fully paid for, which is fairly rare but can have a huge impact on your money. "In 2020, the cost of healthcare for a hypothetical American family of four covered by an average employer-sponsored preferred provider organization (PPO) plan is $28,653, according to the Milliman Medical Index (MMI)."


Other companies may pay for half, it really just depends and if you aren't sure what your company provides - don't be afraid to ask the HR department! They should be more than willing to help answer any questions you have about your benefits such as your 401k and insurance.



All in all, a 9-5 job may provide more benefits than you may realize and depending on your needs and wants - it may be perfect for you or you may want to venture out into other career paths.






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